Professional Liability Insurance for IT Professionals in Canada

We are professional liability insurance specialists when it comes to the professionals in the IT Field. Being in business for decades has provided us the insurance companies and the appropriate resources to carve the best insurance for our clients. We insure IT professionals across Ontario, Canada and welcome all IT professionals to apply for a free quote. Our company encourages all new professionals in the field as well as those who currently hold and insurance policy to apply for a free quote. Our focus is to provide the best coverage, or beat your current one! IT professionals PLI

Professional Liability Insurance (PLI) is a type of coverage which is acquired by professionals to shield themselves from financial liability in the event of a law suit arising against them. Your clients are the reason behind your success but one mistake and the tables can turn. A single lawsuit can jeopardize a businesses future operations as at times lawsuits can reach into millions of dollars. In many industries this type of insurance is referred as E&O insurance also known as errors and omissions insurance. Having professional liability insurance for an IT Specialist/programmer/analyst/consultant is an absolutely must.

It is often the case that professionals feel they do not require any insurance as they operate from their home or have a few small book of clients. Our response to that is… ABSOLUTELY WRONG. Even if you have 2 clients a year that you are servicing, you are at a risk of a lawsuit coming from those clients. Businesses from thousands of employees to those operating out of home offices require liability insurance to cover their risk exposures. Not having insurance in place not only puts your business at risk, but also determines your businesses or professional careers future. A small software error, misleading advice, or any omissions can cause a lawsuit. The right time to get insured is before providing any professional service to the public. It is also best to never ignore the fact that there are no grounds necessarily needed in Canada for one to sue another, so when we say be covered, we mean it.

Some addition coverages you should have

General Liability Insurance

GL will protect your business in the event any physical damages or bodily injures arise as a result of your operations. Imagine being at a client site and destroying some hardware or dropping a massive hard drive on somebody’s foot. Yeah this may sound unlikely to ever occur, but this is why insurance exists. Oh, and people do sue. Wouldn’t you?

Workers Compensation Insurance

Works comp provides coverage to employees in the event they get sick or injured while working.

Commercial Auto Insurance

If you travel from one location to another or often use vehicles to commute for work, your auto policy must be upgraded to a commercial auto policy. Regular automobile insurance in most cases does not provide coverage for commercial operations.

Cost of IT Insurance

Every policy we write is constructed specifically to your business needs. To clarify further, your coverages are tailored specifically to your risk exposures. We do not generalize professionals as in those cases some clients end up paying more for coverages they do not require. Our prices start from $500/YEAR for $1 Million Liability coverage. We can quote liability limits anywhere up to $20,000,000. If you are interested in getting a quote for your business or are unsure about the amount of coverage that is right for your business, please do not hesitate and request a quote below. We are experts when it comes to IT professionals and know the scope of your business.

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Professional Liability Insurance Ontario


FAQ before purchasing IT professional liability insurance

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Other professions we also provide insurance for:

Academic Testing Centers
Accident Investigation
Accident Prevention Consultants
Adoption Agencies
Advertising Agencies
Advertising Agents & Services
Aerial Mappers
Alarm Monitoring Services
Allied Health Professionals
Alternative Dispute Resolution Firms
Alternative Energy
Answering Services
Arbitrators & Mediators
Arborists / Tree Surgeons
Architects & Engineers
Architectural technicians and technologists
Auctioneers, Auction Houses
Blueprint & Photocopy
Boat Registrars
Building Designers(Bill 124)
Business Brokers/Managers
Business Consultant
Business Enterprise Agencies
Business Training Courses
Cabling Designers
Camera & Photo Supply Stores
Careers Advisory Service
Catering Consultancy
Cereal Growing Advisors
Chambers of Commerce & Trade
Civil engineers
Claims Adjusters & Administrators
Collection Agencies
Commercial Printer
Communication Consultants
Company Formation
Company Search Agency
Conference & Event Management
Conference Facilities & Services
Conservation Consultants
Conservation Organizations
Consumer Organisations
Contest Managers
Contractors Accountants
Convention Planners
Counselling & Advice Services
Court Reporters
Credit Reference Services/Bureaus
Custom House Broker
Customs & Forwarding Agents
Data Processing Services
Database Managers
Day Spas
Decorators – Interior
Dental Laboratories
Dietitians (Consulting)
Directors and Officers
Documentary creators
Employment Agencies
Employment Agencies/Recruiters
Employment Placement Agencies
Energy Audits & Assessments
Environmental Engineers
Event Planners
Excess & Umbrella Liability
Fitness Clubs
Foreign Legal Consultants
Holistic Professional
Home inspectors insurance
Immigration Consultants
Independent Contractor
Industrial Designers
Information Technology
Interior Designers
IT Contractor
IT Specialist/Technician/Programmer
Lawyer’s Excess Professional Liability
Long Term Care
Management Consultants
Medical Clinics
Medical Devices
Medical Professionals (Malpractice Insurance)
Medical Related
Medical Student Malpractice Insurance
Mortgage Brokers
Multimedia designers
New Media
Occupational Health and Safety Consultants
Placement Agencies
Private Investigators
Process Servers
Product Designers
Professional Entertainers
Professional Organizer
Professionals Liability
Project Managers
Property Managers
Publishers and Printers
Quality Control Consultants
Recruitment and Employment Agency
Recruitment Consultants
Research & Development
Roofing Consultants
Safety Engineers
Service Organizations
Solar & Wind Farm Engineers & Consultants
Spa Package
Structural Engineers
Tax Prepares
Technology Companies
Therapist Professionals
Town / Urban Planners
Training Providers/Trainers
Translators etc.
Travel Agencies
Travel Agents
Travel Agents, Tour operators
Web Designers
Web-Site Designers
Workplace Engineers & Consultants