Liability Insurance for Medical Clinics

Why Medical Clinics Need Insurance

Do you happen to run a medical clinic in Ontario? Congratulations. You’re going a great job. You’re actually making a difference in your community. Running a medical clinic can be immensely Medical Clinic business insurancerewarding. Nevertheless, there is a possibility that you’re going to run into problems at some point or another. This is why it is essential to protect your clinic with a good medical clinics professional liability insurance policy. You’re also going to want to speak to your medical clinics Errors & Omissions insurance provider about CGL or commercial general liability insurance and workers compensation insurance for the protection of employees in case they get sick or injured. There is a good chance that you’re going to need it to fully protect your business.

The medical clinics professional insurance cost can be expensive. Nevertheless, you’re going to need it and CGL insurance. You may misdiagnose a patient and this could result in a lawsuit. PLI insurance for medical clinics can help. There is also a chance that a patient is going to get hurt in your clinic. It could be a slip and fall or something similar. With commercial general liability insurance, you’ll be able to cover the costs without spending your company’s operating cash.

With this insurance, you’ll be able to protect your business, your family and your employees.


Additional Coverages that can be Beneficial

If you run a medical clinic, you’re definitely going to want to speak with your medical clinics PLI insurance provider about additional coverage options. PLI and CGL insurance are going to cover a great deal. Nevertheless, they’re not going to cover all potential problems. This is why you’re also going to need commercial property insurance, cyber insurance and employee dishonesty insurance. More about the additional options that you may need will be explored in greater depth below.


General Liability Insurance

Since patients are going to be visiting your clinic in person, you’re going to need CGL insurance. This insurance is designed to protect you from injuries and damages on your site. Protect your clinic by getting a sufficient amount of commercial general liability insurance as soon as possible.

Commercial General Liability Insurance Recommended Limits – $1,000,000 per claim / $2,000,000 aggregate


Commercial Property Insurance

You’re also going to need to invest in commercial property insurance. Again, you’re going to be meeting your patients in your clinic. What is going to happen if a storm ruins your clinic? Will you be able to pay out of pocket to cover the costs? If not, you need commercial property insurance. It’ll ensure that you’ll have no trouble rebuilding your clinic in the future.

Commercial Property Insurance Recommended Limits – $500,000 per claim / $2,000,000 aggregate


Cyber Insurance

Most modern medical clinics are going to store their clients’ information in an online database. If you do, you need to understand that your system could get hacked at some point in the future. You can protect yourself by getting cyber insurance. It will cover the costs associated with cyber breaches.

Cyber Insurance Recommended Limits – $100,000 per claim / $1,000,000 aggregate



insurance for medical clinic



Costs To Expect

There is no doubt that you’re interested in learning about the medical clinics professional liability insurance cost. You’ll also want to know how much CGL insurance will cost you. The truth of the matter is that business insurance prices can vary significantly. This is why it is often best to speak with a medical clinics E&O insurance provider to figure out precisely how much you’ll be required to pay. The estimated prices will be provided below for your consideration.

  • Cyber Insurance – $30 a month
  • Commercial Property Insurance – $100 a month
  • Commercial General Liability Insurance – $120 a month
  • Professional Liability Insurance – $100 a month

Again, you need to understand that the medical clinics PLI insurance prices provided above are estimates. It is generally best to obtain medical clinics CGL insurance quotes. The good news is that you can do just that very easily. Just visit our website and fill out the free quote form. Do that and you’ll receive a quote within a short period of time. If you do not feel comfortable proceeding in this manner, you should contact us by email. You can also call our Ontario offices by phone. Answer a few questions and we will provide you with the most accurate quotes along with the steps to get business insurance as easily as possible.





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Other professions we also provide insurance for:

Academic Testing Centres
Accident Investigation
Accident Prevention Consultants
Adoption Agencies
Advertising Agencies
Advertising Agents & Services
Aerial Mappers
Alarm Monitoring Services
Allied Health Professionals
Alternative Dispute Resolution Firms
Alternative Energy
Answering Services
Arbitrators & Mediators
Arborists / Tree Surgeons
Architects & Engineers
Architectural technicians and technologists
Auctioneers, Auction Houses
Blueprint & Photocopy
Boat Registrars
Building Designers(Bill 124)
Business Brokers/Managers
Business Consultant
Business Enterprise Agencies
Business Training Courses
Cabling Designers
Camera & Photo Supply Stores
Careers Advisory Service
Catering Consultancy
Cereal Growing Advisors
Chambers of Commerce & Trade
Civil engineers
Claims Adjusters & Administrators
Collection Agencies
Commercial Printer
Communication Consultants
Company Formation
Company Search Agency
Conference & Event Management
Conference Facilities & Services
Conservation Consultants
Conservation Organizations
Consumer Organisations
Contest Managers
Contractors Accountants
Convention Planners
Counselling & Advice Services
Court Reporters
Credit Reference Services/Bureaus
Custom House Broker
Customs & Forwarding Agents
Data Processing Services
Database Managers
Day Spas
Decorators – Interior
Dental Laboratories
Dieticians (Consulting)
Directors and Officers
Documentary creators
Employment Agencies
Employment Agencies/Recruiters
Employment Placement Agencies
Energy Audits & Assessments
Environmental Engineers
Event Planners
Excess & Umbrella Liability
Fitness Clubs
Foreign Legal Consultants
Holistic Professional
Home inspectors insurance
Immigration Consultants
Independent Contractor
Industrial Designers
Information Technology
Interior Designers
IT Contractor
IT Specialist/Technician/Programmer
Lawyer’s Excess Professional Liability
Long Term Care
Management Consultants
Medical Clinics
Medical Devices
Medical Professionals (Malpractice Insurance)
Medical Related
Medical Student Malpractice Insurance
Mortgage Brokers
Multimedia designers
New Media
Occupational Health and Safety Consultants
Placement Agencies
Private Investigators
Process Servers
Product Designers
Professional Entertainers
Professional Organizer
Professionals Liability
Project Managers
Property Managers
Publishers and Printers
Quality Control Consultants
Recruitment and Employment Agency
Recruitment Consultants
Research & Development
Roofing Consultants
Safety Engineers
Service Organizations
Solar & Wind Farm Engineers & Consultants
Spa Package
Structural Engineers
Tax Prepares
Technology Companies
Therapist Professionals
Town / Urban Planners
Training Providers/Trainers
Translators etc.
Travel Agencies
Travel Agents
Travel Agents, Tour operators
Web Designers
Web-Site Designers
Workplace Engineers & Consultants