Why Farm Accident Insurance Is A Requirement

You never know what is going to happen on your farm. As a Canadian, you’ll want to do everything you can to protect yourself and your family. Well, you need to understand that your absence could be crippling for your loved ones. If you’re killed or injured on your farm, the problems are going to pile up. Therefore, you need to make sure that you’re protected in this type of scenario. Obtaining a sufficient amount of farm accident insurance can help. Farm accident insurance can protect your family in this type of situation. This is why you cannot ignore it.

Remember that working with the pros at ProfessionalsCoverage can make obtaining farm accident insurance much easier. All you have to do is contact us and we’ll put you in touch with a good farm insurance broker. We’re confident that we can help you find the broker that is going to provide you with the best coverage at the right prices. Below, you’ll learn more about the things that will be covered by farm accident insurance.

Funeral Expense

If you are killed by an accident on your farm, your family will want to provide you with a nice funeral. This can be very expensive. After all, the price of funerals has increased significantly during the past few years. The good news is that funeral expense benefit insurance can help. The amount that this coverage will pay is going to depend on two factors. Those factors include the length of time you’ve had the policy and the coverage purchase. On average, it will pay as much as $500 to $5,000.

Accidental Dental Damage

When working on your farm, there is a chance that you’re going to be hit in the mouth. That could result in a tooth being broken. Dental surgery can be very expensive so you do not want to pay out of pocket for these procedures. This is why you’ll want to obtain farm accident insurance. With this type of coverage, you can receive as much as $225 to $450 for dental damage. Remember that the amount will depend on the number of teeth impacted.

Miscellaneous Injuries

Another thing to note is that this insurance is going to cover other injuries as well. For instance, it can provide you with money for dislocations, fractures, and other injuries. You never know what is going to happen or what could go wrong. Therefore, you need protection. You need to make sure that you have this insurance or you may regret your negligence in the future. With this insurance, you will receive as much as $270 but the specific amount will depend on the injury you experience.

Accidental Death Or Dismemberment

Ultimately, working on a Canadian farm can be very dangerous. There is always a chance that you’re going to be involved in a fatal accident. This information is not going to help you but it will prove to be a godsend for your loved ones. After all, you want to make sure that they’re cared for after you’re gone. This is why it is pertinent to acquire farm accident insurance. The payout will depend on the injury in question. A more severe injury will allow you to obtain more money. Remember that the maximum benefit can be anywhere from $10,000 to $40,000. As far as dismemberment goes, you can receive as little as $3,500 or as much as $50,000.

Monthly Indemnity

With farm accident insurance, you can also benefit from a monthly indemnity. In this type of situation, you’ll receive as much as $1,200 each month. You’ll receive a payment every month for four months. Again, you can team up with ProfessionalsCoverage to get the insurance you need. We’ll connect you with a reputable broker so you can protect your farm today.

Family Member Coverage

Finally, you should know that your family members are at risk too. Therefore, you should obtain additional family member coverage. This will protect your loved ones if something goes wrong for them. When you’re ready to get started, you should reach out to us at ProfessionalsCoverage. Our team can help you find a good broker and ensure you’re able to get the insurance you need. Do not travel down this path alone. Work with the pros to ensure your farm is protected sufficiently.


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