Day Spa Insurance

Running a day spa in Ontario can be one of the most exciting careers in the world. It is also going to be very rewarding. After all, you’re actually helping others. Day spas are wonderful, but there are plenty of things that can go wrong. This is why anyone who runs a day spa should be protected with a thorough day spa professional liability insurance policy. You’ll also want to protect yourself with a day spa general commercial liability insurance policy. Having a combination of PLI insurance and CGL insurance for day spas will prove to be immensely beneficial in the long run.

Just think about it for a minute. There is a possibility that someone is going to slip and fall in your spa. If they’re seriously injured or just angry, they could file a lawsuit against your company. Commercial general liability insurance can help you. At the same time, a day spa E&O insurance policy can protect you from errors that you’ve made. You could accident charge the customer the wrong price. They’re obviously going to be angry and they may lash out by filing a lawsuit against your spa.

This is why you should speak with a day spa professional insurance broker and sign up for professional and business insurance.


Insurance for Day Spa

More Coverage Options

CGL insurance and PLI insurance are both great. However, you may need additional coverage to ensure that your spa is protected to the fullest. You might feel that property insurance and cyber insurance are optional, but they are not. The day spas E&O insurance prices can be steep, but you should definitely get more coverage as well. The other coverages that you need come as a part of a business owners policy, will be explored in more depth below.

General Liability Insurance

Commercial general liability insurance for day spas is absolutely essential. You need to understand that people are going to be entering and exiting your spa. If they fall and get hurt, you’re going to be held liable. This insurance can help protect you from such events and so much more.

CGL Insurance Recommended Limits – $500,000 per claim / $2,000,000 aggregate

Cyber Insurance

In the past, cyber insurance wouldn’t have been a problem. This is the case, because all of the information would have been kept on paper. Now, there is a good chance that your clients’ information is stored online. If your system is compromised, this information is going to stolen and you’re going to be in hot water. Cyber insurance can help.

Cyber Insurance Recommended Limits – $100,000 per claim / $1,000,000 aggregate

Commercial Property Insurance

It is also a good idea to protect your property with insurance. After all, your business is going to go down, if your building is destroyed. If you have the appropriate amount of commercial property insurance, you will be able to rebuild your spa without having to spend too much out of pocket. Commercial property insurance can really help keep your business afloat in the event of a natural disaster.

Commercial Property Insurance Recommended Limits – $500,000 per claim / $2,000,000 aggregate

Average Costs

Now, it is time to learn about the average day spas professional insurance cost. By working with a reliable day spa errors and omissions insurance provider, you should have little to no trouble finding how much you’re going to be required to pay from month the month. Below, you will find averages for the various insurance coverage options that you should add to your day spa PLI insurance policy.

  • Professional Liability Insurance – $40 a month
  • Commercial General Liability Insurance – $50 a month
  • Cyber Insurance – $18 a month
  • Commercial Property Insurance – $20 a month

The truth of the matter is that the numbers can vary significantly based on numerous factors, including your business size, location and credit history. Working with an Ontario professional insurance company is recommended. We’re here to help you. If you want to find out specifically how much you’re going to be required to pay, you should not hesitate to get in touch with us. You can contact us via email or over the phone. You can also use our online form to obtain day spas E&O insurance quotes as quickly as humanly possible!

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Other professions we also provide insurance for:

Academic Testing Centres
Accident Investigation
Accident Prevention Consultants
Adoption Agencies
Advertising Agencies
Advertising Agents & Services
Aerial Mappers
Alarm Monitoring Services
Allied Health Professionals
Alternative Dispute Resolution Firms
Alternative Energy
Answering Services
Arbitrators & Mediators
Arborists / Tree Surgeons
Architects & Engineers
Architectural technicians and technologists
Auctioneers, Auction Houses
Blueprint & Photocopy
Boat Registrars
Building Designers(Bill 124)
Business Brokers/Managers
Business Consultant
Business Enterprise Agencies
Business Training Courses
Cabling Designers
Camera & Photo Supply Stores
Careers Advisory Service
Catering Consultancy
Cereal Growing Advisors
Chambers of Commerce & Trade
Civil engineers
Claims Adjusters & Administrators
Collection Agencies
Commercial Printer
Communication Consultants
Company Formation
Company Search Agency
Conference & Event Management
Conference Facilities & Services
Conservation Consultants
Conservation Organizations
Consumer Organisations
Contest Managers
Contractors Accountants
Convention Planners
Counselling & Advice Services
Court Reporters
Credit Reference Services/Bureaus
Custom House Broker
Customs & Forwarding Agents
Data Processing Services
Database Managers
Day Spas
Decorators – Interior
Dental Laboratories
Dieticians (Consulting)
Directors and Officers
Documentary creators
Employment Agencies
Employment Agencies/Recruiters
Employment Placement Agencies
Energy Audits & Assessments
Environmental Engineers
Event Planners
Excess & Umbrella Liability
Fitness Clubs
Foreign Legal Consultants
Holistic Professional
Home inspectors insurance
Immigration Consultants
Independent Contractor
Industrial Designers
Information Technology
Interior Designers
IT Contractor
IT Specialist/Technician/Programmer
Lawyer’s Excess Professional Liability
Long Term Care
Management Consultants
Medical Clinics
Medical Devices
Medical Professionals (Malpractice Insurance)
Medical Related
Medical Student Malpractice Insurance
Mortgage Brokers
Multimedia designers
New Media
Occupational Health and Safety Consultants
Placement Agencies
Private Investigators
Process Servers
Product Designers
Professional Entertainers
Professional Organizer
Professionals Liability
Project Managers
Property Managers
Publishers and Printers
Quality Control Consultants
Recruitment and Employment Agency
Recruitment Consultants
Research & Development
Roofing Consultants
Safety Engineers
Service Organizations
Solar & Wind Farm Engineers & Consultants
Spa Package
Structural Engineers
Tax Prepares
Technology Companies
Therapist Professionals
Town / Urban Planners
Training Providers/Trainers
Translators etc.
Travel Agencies
Travel Agents
Travel Agents, Tour operators
Web Designers
Web-Site Designers
Workplace Engineers & Consultants