Protect your SEO Consultancy With Business Insurance
By comparing quotes from several insurance companies, you’ll easily be able to find out which company is going to provide you with the best SEO consultancy insurance. More Canadians than ever are using the Internet to research subjects, buy products, and find service providers. With that being said, companies need your help. With your assistance, they can make sure that their websites are visible online. When problems arise, you’ll want to make sure that your company is protected by tech company insurance.
Otherwise, your small problem could financially cripple your business. ProfessionalsCoverage can help you find a reliable insurance agent so you can obtain coverage sooner rather than later.
Insurance All SEO & SEM Consultants Need
All Canadian SEO firms need insurance. However, SEO business owners need to understand that some insurance options are more important than others. Below, you’ll learn about the insurance choices that you must add to your policy.
Errors & Omissions
Even the best SEM consultant can make mistakes. You may get into a rush and miss a vital piece of information. As a result, one of your clients could lose a lot of customers. While you try your best, humans make mistakes. Nobody is perfect so you need to be prepared to remedy problems. Unfortunately, some customers aren’t willing to accept apologies. Instead, they’ll file a lawsuit against your company. If you don’t have E&O insurance, you’re going to be in hot, scalding water. So, you should get E&O insurance so you can protect your business from professional mistakes.
As an SEO expert, it is your job to know the Internet better than anyone else. So, you need to prove that you can protect your customers and their private information. Nevertheless, one of your workers may get tricked for a phishing scam and it could lead to your company’s information being exposed to hackers. That will undoubtedly lead to a data breach lawsuit and it could ruin your business’s financial future unless you have cyber liability insurance. This insurance also offers assistance to notify customers of problems and monitoring for fraud.
SEO companies rely on their workers to get things done. Without helpers, you’ll have to do everything on your own and this will be impossible. Still, you have to understand that some people cannot be trusted. Others fall on hard times and do things they normally wouldn’t. You need to be prepared for both scenarios. With fidelity bonds, you can protect your company from problems caused by problematic workers. This includes employees who steal from your company and unlawfully access your data.
General Liability Insurance
Even though you’re working remotely, you still need general liability insurance. Although you may not leave your office much, you likely receive visits from clients and potential clients. This means that they’re going to visit your business and they could get hurt while there. They might trip over something you’ve left sitting in the hallway. Or, they may get shocked when trying to plug something into an electrical outlet. Slips-and-fall accidents are common in Canada so SEM & SEO firms need general liability insurance. It can protect injured customers and help pay for damage to their vehicle or other property.
Workers’ Compensation Insurance
Again, your workers are essential to your business. Without them, your business would begin falling apart. You want to protect your customers so they can stick with your company for as long as possible. If they get injured at work, you’ll want to make sure they recover and return quickly. This is why you need to obtain workers’ compensation insurance. With this insurance, you can help an injured worker pay their medical expenses and make up for lost wages. If that worker decides to sue your company, workers’ compensation will help pay the legal costs.
Commercial Auto Insurance
SEO consultancy commercial auto insurance is important. It likely isn’t as important as the others but you’ll still want it. Once you’ve come up with an SEO campaign idea for your client, you’ll want to rush over to their place of business so you can share your ideas. During your haste, you may crash your vehicle and injure someone. You don’t want to pay out of pocket for these expenses and you don’t want it to cripple your business. Instead, you’ll want to protect yourself with commercial auto insurance. This insurance can protect companies when their vehicles are vandalized or stolen as well.
You biggest asset in life is your earning ability. If you are unable to work, you will need to rely on either your savings or borrow money to sustain your lifestyle. When these unfortunate circumstances occur, dependents and spouses are also impacted financially and emotionally.
Disability insurance coverage will provide you a monthly income benefit, usually totaling 70% to 80% of your income, when you are unable to work for a period of time due to injury or illness.
Types of disability insurance:
- Long-Term Disability Insurance (LTD)
- Short-Term Disability Insurance
- Key Person Disability Insurance
- Self Employed Disability Insurance
- Mortgage Disability Insurance
- Temporary Disability Insurance
- Supplemental Disability Insurance
The Price You’ll Pay For SEO & SEM Consultancy Insurance
It is tough to say how much you’ll pay for technology business insurance. The insurance company’s agent will need to decide. To do that, they’re going to analyze your company based on a handful of factors. For instance, they’ll want to learn more about the size of your business in terms of headcount. Furthermore, you’ll have to tell them about your company’s assets. How many office spaces do you own? How much computer equipment do you use? You’ll also need to discuss your SEO services and annual revenue. The agent will use this information to set your premium.
Should An SEO Consultant Get Insurance?
Canadian business owners need insurance. Even if you’re a self-employed SEO consultant, you need protection. The only way to get that protection is by purchasing technology business insurance. Business insurance for SEO consultancies can protect your company’s future and help pay the expenses associated with poor results, injuries at your business, car crashes, and so much more. Get covered today so you can focus on satisfying your customers tomorrow.
Need coverage in effect? Compare the market!
Helpful resources for IT professionals and their companies
- Why do I need IT insurance for my business?
- What types of insurance do I need for my IT business?
- Will I be legally required to get insurance to operate as an IT company?
- How do I get the cheapest rate possible as an IT business?
- As an online business, what liability insurance coverages will I need?
- How do I handle a lawsuit that is frivolous or completely fake?
- Want to cancel insurance for your IT Company? Here are reasons to consider!
- Using a change control board for tracking.
- Acceptable use policy – Every business needs it and here is how to write one!
- Want to start an IT consulting business? Awesome! Here is a small guide!
- How much insurance will I need to operate my tech company?
- I am a sole proprietor, how will business insurance work for my IT business?
- How do I choose the right legal corporate structure for my technology company?
Other types of IT Businesses we insure:
If your specializing is not mentioned below, have no worries. Our insurance markets can provide liability coverage for the majority of information technology related businesses.
- Telecom Cabling Installers Insurance
- Network Designer Insurance
- Cyber Security Insurance
- Business Intelligence Insurance
- Data Analysis Insurance
- Database Administration Insurance
- Web Hosting Service Insurance
- Network Security Company Insurance
- Mobile App Developers Insurance
- IT Staffing Agency Insurance
- IT Project Management Insurance
- IT Consultants Insurance
- Data Scientist Insurance
- Computer Repair Business Insurance
- Digital Marketing Agency Insurance
- SEO & SEM Consultants Insurance
- Software Developers Insurance
- Technical Writers Insurance