Garage Insurance

There are many factors that could result in a lawsuit. These factors include mishaps, property damage and injuries caused by an accident. To be fully protected from financial loss associated with third-party claims and lawsuits, you must obtain garage insurance. Without this coverage, you may end up having to close your business just to cover the damaging judgments from a single or multiple lawsuits.

ProfessionalsCoverage now offers garage insurance to companies that utilize a commercial garage for business purposes. Qualifying small businesses may also be eligible for other coverages, such as:

Please feel free to contact our local Ontario office to see if you quality for these coverages, so you will be fully protected in the event of an accident.

Different Types Of Garage Insurance

We understand that many Ontario businesses in the auto industry utilize garages for many different purposes. This is why we offer garage insurance for several types of businesses including:

  • Transmission shop
  • Radiator services
  • HVAC services
  • Body shop
  • Tow truck
  • Muffler shop
  • Oil and lube services
  • Tire services
  • Repair shop

To see if your business qualifies for this insurance, please contact ProfessionalsCoverage today. We offer competitive pricing and free quotes to all service companies in Ontario.

General Liability Insurance

A very important component of garage insurance is general liability insurance, also known as GL insurance. This coverage protects auto repair businesses against financial liabilities, lawsuits and third-party claims that result from mistakes, building damage and accidents. If you are not covered by a quality general liability policy, you are putting your company at risk of a major financial loss that could force you to close. Do not take these risks lying down, because general liability insurance is affordable and available through ProfessionalsCoverage today.

Business Owners Policy

Most Ontario businesses, including auto repair services, need more than the basic liability policy. This is where a business owners’ policy or BOP comes into play, as it bundles a variety of insurance coverages into a single policy. Combining a variety of insurance coverages into one policy could protect you against loss of income, property damage and damages caused by identity theft.

Interested in learning more about a BOP? If so, please feel free to contact ProfessionalsCoverage local Ontario office today. A knowledgeable, experienced agent is on standby waiting to answer your questions and check to see if you quality for a BOP.

Workers’ Compensation Insurance

Workers’ compensation insurance is a must for all auto repair companies in Canada. This coverage is designed to help cover the lost wages and medical expenses of employees who are injured or become ill during work. Without this coverage, you will be forced to pay out-of-pocket for these expenses, which could force you into bankruptcy. To determine your eligibility, please contact ProfessionalsCoverage today.

Garagekeepers Legal Liability Insurance

Many service station and towing service companies are not aware of garagekeepers legal liability insurance. This coverage is designed to protect all of your customers’ vehicles, while you and your employees are working on them.

Get a free garage insurance quote!

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