Professional Liability Insurance for Copywriters

Copywriter insurance also known as professional liability insurance for copywriters (Copy Writing Errors and Omissions Insurance) is a type of liability insurance that protects copywriters in the event they get involved in a lawsuit by a client or third party as a result of their negligence and errors.

Our rates start at $55/Month for the basic $1 Million coverage!

copywriter professional liability insurance

Insurance Plans For The Common Copywriter

Becoming a copywriter in the Ontario area is a lucrative and exciting career opportunity for any individual. Of course, you are going to need some education and know-how, but the process will be entirely worth it. There are big bucks to be made in the industry and you will pretty much work your way right into your own business before you know it. Unfortunately, starting your own business isn’t 100 percent risk free, as copywriters are faced with many risks on a daily basis. While this is just an everyday part of doing business, you do need to take the proper precautions to protect yourself, your business, your family, and your employees. There is simply no better way to do this than by investing in copywriter’s error and omissions insurance. There are tons of errors and omissions brokers in the Ontario, but they all pretty much provide the same type of coverage for the common copywriter.

In the event that you make a mistake or you do some negligent that has a negative financial impact on your customer, this copywriting professional liability insurance will protect you. Even if you aren’t at fault copy writer E and O insurance can cover the court free, fines, and lawyer fees that you might incur throughout the entire process.

Other Coverage Options

Unfortunately, copywriter’s errors and omissions insurance won’t be the only coverage that you need. Sure, a Copywriter E&O liability insurance policy is outstanding and will protect you if you make a mistake, giving advice that harms your client, or perform a negligent act, but it isn’t the only type of coverage that you will need throughout your entire career. Below, you will learn about some of the other type of coverage that will protect the risks that are faced on a daily basis by any copywriter.

General Liability Insurance

As a copywriter you are more than likely going to have your very own brick and mortar store with a physical address. While this is great, it does open you up for many risks. For instance, if a mailman or a customer slips and falls on while on your ground, there is a good chance that you are going to be responsible for the medical bills. Even in some situations the failed party might try to take legal actions against you for the mishap. This is the exact situation where general business liability insurance can come in handy. It will not only cover the medical expenses faced, but it could potentially cover any court and lawyer related fees that might come along with the situation as well. It is recommended by insurance experts to obtain at least $1,000,000 of coverage.

Property Insurance

Property insurance is going to be another necessity when it comes to insurance coverage. Acts of nature like floods and hurricanes happen all the time. Depending on the area that you are located in they might even be more common. When an event like this occurs, it could not only put you out of business for months at a time, but it could completely devastate your store. Property damage will protect you in these events and it might even cover some of the lost wages that you face along the way. Most insurance experts would recommend getting at least a $1,000,000 policy coverage but depending on the size of your property and business you could go as high as $5,000,000. The main thing is to ensure that you are protected at all times.

Cyber Insurance

Cyber insurance is becoming more and more important. After all, cyber hacks are happening pretty much every single day. There is a possibility that you store vital information online. It could be the outline of your next book or someone’s private information. If a criminal is able to hack into your system, there is a possibility that you’re going to find yourself in hot water. You may lose your next project or you could be sued by your employer or client. You need to protect yourself in these types of situations. You can do so by acquiring the right amount of cyber insurance. Try to get at least $100,000 worth of coverage per claim. This is a good starting point. You can acquire more if you feel it is necessary.

copywriting insurance

Professional Errors and Omissions Insurance Cost

Copywriters have a lot of worries on their hands. This is why they need a sufficient amount of copywriter insurance. The good news is that insurance can help protect you from potential problems. Just remember that insurance for copywriters is going to cost a fair amount. And, you’re going to need various types of coverage. Some of these coverage options will be explored in greater depth below.

Keep in mind, other than professional liability, the rest of the coverages are OPTIONAL. But we would still recommend having them.

  • Professional Liability Insurance – $55 a month for $1,000,000 coverage
  • Fraud Insurance – $20 a month for $100,000 coverage
  • Property Insurance – $30 a month for $100,000 coverage
  • Cyber Insurance – $15 a month for $100,000 coverage
  • General Business Liability – $50 a month for $1,000,000 coverage

You must understand that the numbers above are simply estimations. They may or may not be accurate, because there are so many variables to consider when getting copywriting insurance coverage. If you want to know exactly how much you’re going to be required to pay, you’re going to need to work with a copywriters professional liability insurance broker. The good news is that getting a quote is easier as we do the heavy lifting to connect you with a copy writing insurance company.

How to Apply for Insurance

We have simplified the process to ensure that you’re able to get the coverage that you want when you want it. All you need to do is use our website to get a free copywriter PLI quote. Fill out the form and you’ll receive a quote before you know it. Alternatively, you can contact our local office by phone or email us directly. We’ll get back to you as quickly as possible.

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FAQ before buying insurance for Copywriters

 

Other professions we also provide insurance for:

Academic Testing Centres
Accident Investigation
Accident Prevention Consultants
Accountants
Actuaries
Adjusters
Adoption Agencies
Advertising
Advertising Agencies
Advertising Agents & Services
Aerial Mappers
Agents
Agrologists
Agronomists
Alarm Monitoring Services
Allied Health Professionals
Alternative Dispute Resolution Firms
Alternative Energy
Answering Services
Anthologist
Anthropologist
Appraisers
Arbitrators & Mediators
Arborists / Tree Surgeons
Archaeologists
Architects
Architects & Engineers
Architectural technicians and technologists
Associations
Attorneys
Auctioneers, Auction Houses
Authors
Bailiffs
Blueprint & Photocopy
Boat Registrars
Bookkeepers
Broadcasters
Building Designers(Bill 124)
Business Brokers/Managers
Business Consultant
Business Enterprise Agencies
Business Training Courses
Cabling Designers
Camera & Photo Supply Stores
Careers Advisory Service
Catering Consultancy
Cereal Growing Advisors
Chambers of Commerce & Trade
Charities
Chiropodists
Chiropractors
Civil engineers
Claims Adjusters & Administrators
Collection Agencies
Commercial Printer
Communication Consultants
Company Formation
Company Search Agency
Conference & Event Management
Conference Facilities & Services
Conservation Consultants
Conservation Organizations
Consultants
Consumer Organisations
Contest Managers
Contractors Accountants
Convention Planners
Copywriters
Counselling & Advice Services
Court Reporters
CPA/CMA
Credit Reference Services/Bureaus
Custom House Broker
Customs & Forwarding Agents
Data Processing Services
Database Managers
Day Spas
Decorators – Interior
Dental Laboratories
Designers
Dieticians (Consulting)
Directors
Directors and Officers
Documentary creators
Employment Agencies
Employment Agencies/Recruiters
Employment Placement Agencies
Energy Audits & Assessments
Engineers
Environmental Engineers
Event Planners
Excess & Umbrella Liability
Filmmakers
Fitness Clubs
Foreign Legal Consultants
Holistic Professional
Home inspectors insurance
Immigration Consultants
Independent Contractor
Industrial Designers
Information Technology
Interior Designers
IT Contractor
IT Specialist/Technician/Programmer
Journalists
Lawyers
Lawyer’s Excess Professional Liability
Long Term Care
Management Consultants
Mediators
Medical Clinics
Medical Devices
Medical Professionals (Malpractice Insurance)
Medical Related
Medical Student Malpractice Insurance
Mortgage Brokers
Multimedia designers
Naturopaths
New Media
Occupational Health and Safety Consultants
Paralegals
Photographers
Placement Agencies
Podiatrists
Private Investigators
Process Servers
Product Designers
Professional Entertainers
Professional Organizer
Professionals Liability
Project Managers
Property Managers
Publishers
Publishers and Printers
Quality Control Consultants
Recruiters
Recruitment and Employment Agency
Recruitment Consultants
Research & Development
Roofing Consultants
Safety Engineers
Service Organizations
Solar & Wind Farm Engineers & Consultants
Spa Package
Structural Engineers
Sub-Contractor
Surveyors
Tax Prepares
Technology Companies
Therapist Professionals
Town / Urban Planners
Training Providers/Trainers
Translators etc.
Travel Agencies
Travel Agents
Travel Agents, Tour operators
Web Designers
Web-Site Designers
Workplace Engineers & Consultants