Who Needs Professional Liability Insurance?

Ontario is really one of the greatest places in the entire world. Just remember that every single professional in the world can run into problems from time to time. Even if you work diligently and careful, there is a chance that you’re going to do something wrong at some point. You shouldn’t fret about small mistakes. However, you need to understand that your client might. They may become angry and file a lawsuit against your company. If you do not have PLI, you’re going to find yourself in hot water. Working with a professional liability broker to get the coverage is recommended as the broker can tell you exactly how much professional liability insurance coverage is needed to protect yourself from liability exposures that your business has. Below, you’ll learn about the professionals who need E&O insurance.

Keep in mind, there are HUNDREDS of professions that require professional liability insurance coverage. For this article, we will list out a few professions we commonly insure. You will find a full list of professions we provide PLI to at the end of this article!

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Lawyers And Attorneys

If you work as a lawyer in Ontario, there is a good chance that you understand the law better than anyone else. You should already understand how often companies are sued. If you do not take steps to protect yourself, there is a good chance that you’re going to be next. The tables may turn and you could find yourself on the wrong side of a legal suit. A small mistake on your end could cost the client a lot of money. This is why you need lawyer and attorney professional liability insurance. By working with a professional liability insurance company will ensure that you’re able to get the coverage that you need.

Just because you know the law doesn’t mean that you’re invulnerable to it. Get covered to avoid the risks.

lawyers and attorneys

 

Actuaries

Actuaries have a tough job. In fact, this is one of the most underrated jobs ever. You work diligently day in and day out to analyze natural disasters and discover the insurance needs. The sad truth is that there is a big risk that you’re going to make a mistake during your work. If you do, there is a possibility that you’re going to get sued. Actuaries can easily be held responsible, even if it isn’t their fault. Some lawsuits are legitimate, but others are fraudulent. To ensure that you’re able to defend yourself, you need to get the appropriate amount of actuary professional liability insurance.

Get in touch with an E&O insurance agent to get started today!

actuaries

 

Mediators

Mediators are responsible for negotiation and ensuring that two parties are able to come to an agreement. This can be far more difficult than you could ever imagine. Mediators often work with two hostile parties, such as divorcing couples. This can be very tough. Divorcing couples are unlikely to agree on anything. What is going to happen if you make a mistake and one party is not able to get the money that is rightfully owed to them? You may believe that this is never going to happen to you. However, you should not be so sure. Anything is possible.

You really need to be prepared for anything and everything. This is why you need professional liability insurance. Without it, you’re taking a massive risk. Find a reliable mediator professional E&O insurance provider and see what they can do for you.

mediators

 

Architect

Being an architect in Ontario is undoubtedly one of the most amazing experiences in the world. After all, you can guarantee that the millions of people traveling through Ontario are going to see your work at some point or another. This is great for striving architects who want to get noticed. Nevertheless, your job comes with tons of risks. Errors and omissions insurance can protect you in some situations. If you make a mistake and are accused of neglect, you need protection. Errors and omissions insurance for architects is going to provide you with the protection that you need. It won’t protect you from every single problem that could arise, but it will cover most.

How much insurance do you need? Find out by getting in touch with a professional liability insurance provider!

architects

 

Chiropodists

Chiropodists are very important doctors. Without them, people suffering from feet problems would be forced to deal with their problems for the rest of their life. If you happen to work in this field, you should not hesitate to get protection. You might be the best doctor in the world, but anything can happen. A small mistake could turn into a huge problem. If you want to be able to sleep soundly at night, you need to get the insurance that is going to protect you to the fullest. Chiropodists PLI is really a necessity. This type of coverage is going to protect you thoroughly. Combine it with other coverage options to ensure that you’re protected to the fullest.

Chiropodists

 

Directors And Officers

Directors and officers are on the top of a food chain. They’re responsible for making some of the biggest business decision in Ontario. Your job can be immensely stressful. You’re going to want to do everything humanly possible to ensure that you make the right decisions each and every time. Just remember that nobody is right 100% of the time. You might be good, but you’re not that good. Nobody is. This is why you need to take steps to protect yourself. After all, anything can happen. By getting the right amount of D&O insurance coverage, you can defend yourself against fraudulent and legitimate claims.

If you’re unfamiliar with professional liability insurance, you need to contact an E&O insurance company. They’ll walk you through the process of signing up for insurance and getting covered as soon as possible.

Directors And Officers

 

Accountants

Working with money can be stressful. Plus, nobody likes sitting around and pounding the numbers. Nevertheless, someone has to do it and you’ve decided to accept that responsibility. The good news is that you’re in a profession that is well respected and highly paid. Unfortunately, working long hours can make you sleepy. In return, this can increase the likelihood that you’re going to make a small mistake. No matter how small, that mistake can still cause you a big, big headache.

To protect yourself in this type of situation, you need to get accountants professional liability insurance. This insurance isn’t comprehensive, but it is going to protect you a great deal. Get covered today to avoid being forced to file for bankruptcy tomorrow!

Accountants

 

Interior Designers

Many people believe that interior designers have an easy job. There is no doubt that this job is very fun. However, it is anything but easy. After all, you’re helping someone design their home. If they’re not completely satisfied with your work, there is a good chance that they’re going to be very upset. Despite doing your best, you could still be held liable and you might even face a hefty lawsuit. You’ve got to take steps to protect yourself. You can easily get interior designers professional insurance quotes today. This will put you one step closer to getting the coverage that you need.

Interior Designers

 

 

Other Frequently Asked Questions about Professional Liability Insurance

 

Other useful posts

 

Professions we commonly provide insurance for:

Academic Testing Centres
Accident Investigation
Accident Prevention Consultants
Accountants
Actuaries
Adjusters
Adoption Agencies
Advertising
Advertising Agencies
Advertising Agents & Services
Aerial Mappers
Agents
Agrologists
Agronomists
Alarm Monitoring Services
Allied Health Professionals
Alternative Dispute Resolution Firms
Alternative Energy
Answering Services
Anthologist
Anthropologist
Appraisers
Arbitrators & Mediators
Arborists / Tree Surgeons
Archaeologists
Architects
Architects & Engineers
Architectural technicians and technologists
Associations
Attorneys
Auctioneers, Auction Houses
Authors
Bailiffs
Blueprint & Photocopy
Boat Registrars
Bookkeepers
Broadcasters
Building Designers(Bill 124)
Business Brokers/Managers
Business Consultant
Business Enterprise Agencies
Business Training Courses
Cabling Designers
Camera & Photo Supply Stores
Careers Advisory Service
Catering Consultancy
Cereal Growing Advisors
Chambers of Commerce & Trade
Charities
Chiropodists
Chiropractors
Civil engineers
Claims Adjusters & Administrators
Collection Agencies
Commercial Printer
Communication Consultants
Company Formation
Company Search Agency
Conference & Event Management
Conference Facilities & Services
Conservation Consultants
Conservation Organizations
Consultants
Consumer Organisations
Contest Managers
Contractors Accountants
Convention Planners
Copywriters
Counselling & Advice Services
Court Reporters
CPA/CMA
Credit Reference Services/Bureaus
Custom House Broker
Customs & Forwarding Agents
Data Processing Services
Database Managers
Day Spas
Decorators – Interior
Dental Laboratories
Designers
Dieticians (Consulting)
Directors
Directors and Officers
Documentary creators
Employment Agencies
Employment Agencies/Recruiters
Employment Placement Agencies
Energy Audits & Assessments
Engineers
Environmental Engineers
Event Planners
Excess & Umbrella Liability
Filmmakers
Fitness Clubs
Foreign Legal Consultants
Holistic Professional
Home inspectors insurance
Immigration Consultants
Independent Contractor
Industrial Designers
Information Technology
Interior Designers
IT Contractor
IT Specialist/Technician/Programmer
Journalists
Lawyers
Lawyer’s Excess Professional Liability
Long Term Care
Management Consultants
Mediators
Medical Clinics
Medical Devices
Medical Professionals (Malpractice Insurance)
Medical Related
Medical Student Malpractice Insurance
Mortgage Brokers
Multimedia designers
Naturopaths
New Media
Occupational Health and Safety Consultants
Paralegals
Photographers
Placement Agencies
Podiatrists
Private Investigators
Process Servers
Product Designers
Professional Entertainers
Professional Organizer
Professionals Liability
Project Managers
Property Managers
Publishers
Publishers and Printers
Quality Control Consultants
Recruiters
Recruitment and Employment Agency
Recruitment Consultants
Research & Development
Roofing Consultants
Safety Engineers
Service Organizations
Solar & Wind Farm Engineers & Consultants
Spa Package
Structural Engineers
Sub-Contractor
Surveyors
Tax Prepares
Technology Companies
Therapist Professionals
Town / Urban Planners
Training Providers/Trainers
Translators etc.
Travel Agencies
Travel Agents
Travel Agents, Tour operators
Web Designers
Web-Site Designers
Workplace Engineers & Consultants