Liability Insurance for Publishers and Printers

Publishers and printers are under a lot of stress and pressure on a daily basis and this is why it is imperative for them to acquire publishers and printers professional liability insurance. E&O publishers and Printers insurance can protect the aver publisher in a variety of different situations. Unfortunately, it will not protect you against all the risks that you are faced with and this is why any insurance executive will tell you to also invest in commercial general liability insurance. With both of these policies in place, you will without ensure the overall longevity and protection of your employees and business.

Since publishers are under immense amounts of pressure to meet tight deadlines without making any errors, it can make the whole job extremely stressful. If you make a misprint that financially harms your client, they are going to come seeking reprimands from you, and this is where PLI publishers and printers comes into play. Commercial general liability insurance serves a different purpose, as it offers protection against slander and copyright infringement. If someone claims that you stole their ideal or printed something that slandered their good name, you could be facing major consequences that might result in an expensive lawsuit. In these situations, CGL insurance will come into play.

We recommend having $1,000,000 per claim PLI Coverage for the professionals and coverage of $2,000,000 per claim CGL coverage for the business’ physical exposures.

printers and publishers business insurance

 

Are There Other Available Policies? Yes

Errors and omissions publishers and printers insurance combined with CGL insurance might seem like a enough for the average publicist, but unfortunately it isn’t. Publishers and printers are actually faced with more risks than you might imagine and this is why it is imperative to understand the risk. And, it is equally important to know how to protect yourself and your employees from these risks.

Workers Compensation Insurance

Any employer needs to acquire a worker’s compensation policy, but publishers and printers are more at risk than most. Your employees will be working with high-speed mechanical machines that could result in a major injury with the slightest mishap. Whether the incident is the employee’s fault or not workers comp can protect you. It will cover the lost wages and medical expense that are incurred. It can also protect you if the employee wants to press charges.

Workers Compensation Insurance Recommended Limits – $100,000 Per Claim / $500,000 Aggregate

Employee Dishonesty Insurance

When it comes to publishing and printing the next big story is almost the most important thing. Printing the next big story before the competition could be the thing that you need to catapult your company to the top of the game. And, your clients depend on you to get the stories in print as fast as possible. What happens if one of your employees hears about this breaking story and decides to sell it to another printer before you can get it out? Well, this would result in negative consequences to you, but this is where employee dishonesty insurance can come in handy. It will also protect your financially in the event that your employees damage property or vandalize your building.

Employee Dishonesty Insurance Recommended Limits – $200,000 Per Claim / $500,000 Aggregate

Commercial General Liability Insurance

Commercial general liability insurance can protect you in the event that someone claims you slandered their name or stole their story. This happens a lot in the publishing industry and you need to make sure you are always protected.

Commercial General Liability Insurance Recommended Limits – $2,000,000 Per Claim / $5,000,000 Aggregate

What Can You Be Expected To Pay For These Policies?

It can be truly hard to estimate what you are going to pay for business insurance, because there are so many factors that play a role in the cost. Anything from your credit history to your claims record can play a role in what you might pay for certain types of insurance policies. However, it never hurts to go into the situation with at least an idea of what you can expect to pay. Other than price, it would also be worth your time to understand the process of getting a business insurance policy. Not every business qualifies, find out if your business does.

  • Workers Compensation Insurance – $300 a year per employee
  • Employee Dishonesty Insurance – $200 a year
  • Commercial Liability Insurance – $400 a year

Just keep in mind that these are estimations and there are tons of factors than can actually play a role in your final cost. However, we have made it extremely easy for you to acquire an exact quote by visiting our website. You can either use the site, enter in your information, and get a quote in a matter of minutes or you can call the toll-free number listed on the site to speak with a trained agent. Don’t forget to inquire about commercial auto insurance if you drive your vehicles for work.

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Other professions we also provide insurance for:

Academic Testing Centres
Accident Investigation
Accident Prevention Consultants
Accountants
Actuaries
Adjusters
Adoption Agencies
Advertising
Advertising Agencies
Advertising Agents & Services
Aerial Mappers
Agents
Agrologists
Agronomists
Alarm Monitoring Services
Allied Health Professionals
Alternative Dispute Resolution Firms
Alternative Energy
Answering Services
Anthologist
Anthropologist
Appraisers
Arbitrators & Mediators
Arborists / Tree Surgeons
Archaeologists
Architects
Architects & Engineers
Architectural technicians and technologists
Associations
Attorneys
Auctioneers, Auction Houses
Authors
Bailiffs
Blueprint & Photocopy
Boat Registrars
Bookkeepers
Broadcasters
Building Designers(Bill 124)
Business Brokers/Managers
Business Consultant
Business Enterprise Agencies
Business Training Courses
Cabling Designers
Camera & Photo Supply Stores
Careers Advisory Service
Catering Consultancy
Cereal Growing Advisors
Chambers of Commerce & Trade
Charities
Chiropodists
Chiropractors
Civil engineers
Claims Adjusters & Administrators
Collection Agencies
Commercial Printer
Communication Consultants
Company Formation
Company Search Agency
Conference & Event Management
Conference Facilities & Services
Conservation Consultants
Conservation Organizations
Consultants
Consumer Organisations
Contest Managers
Contractors Accountants
Convention Planners
Copywriters
Counselling & Advice Services
Court Reporters
CPA/CMA
Credit Reference Services/Bureaus
Custom House Broker
Customs & Forwarding Agents
Data Processing Services
Database Managers
Day Spas
Decorators – Interior
Dental Laboratories
Designers
Dieticians (Consulting)
Directors
Directors and Officers
Documentary creators
Employment Agencies
Employment Agencies/Recruiters
Employment Placement Agencies
Energy Audits & Assessments
Engineers
Environmental Engineers
Event Planners
Excess & Umbrella Liability
Filmmakers
Fitness Clubs
Foreign Legal Consultants
Holistic Professional
Home inspectors insurance
Immigration Consultants
Independent Contractor
Industrial Designers
Information Technology
Interior Designers
IT Contractor
IT Specialist/Technician/Programmer
Journalists
Lawyers
Lawyer’s Excess Professional Liability
Long Term Care
Management Consultants
Mediators
Medical Clinics
Medical Devices
Medical Professionals (Malpractice Insurance)
Medical Related
Medical Student Malpractice Insurance
Mortgage Brokers
Multimedia designers
Naturopaths
New Media
Occupational Health and Safety Consultants
Paralegals
Photographers
Placement Agencies
Podiatrists
Private Investigators
Process Servers
Product Designers
Professional Entertainers
Professional Organizer
Professionals Liability
Project Managers
Property Managers
Publishers
Publishers and Printers
Quality Control Consultants
Recruiters
Recruitment and Employment Agency
Recruitment Consultants
Research & Development
Roofing Consultants
Safety Engineers
Service Organizations
Solar & Wind Farm Engineers & Consultants
Spa Package
Structural Engineers
Sub-Contractor
Surveyors
Tax Prepares
Technology Companies
Therapist Professionals
Town / Urban Planners
Training Providers/Trainers
Translators etc.
Travel Agencies
Travel Agents
Travel Agents, Tour operators
Web Designers
Web-Site Designers
Workplace Engineers & Consultants